Investors are doubling down on disciplined investing, with SIP inflows hitting an all-time high of Rs 26,688 crore in May—up from Rs 26,632 crore in April, as per AMFI data. The numbers reflect growing confidence in long-term mutual fund investments, with the count of SIP accounts rising to 8.56 crore from 8.38 crore the previous month.
Retail investors are driving this surge, with a marked preference for equity and hybrid funds. According to Narender Singh of Growth Investing, the mutual fund revolution is now mainstream, thanks to rising retail participation and a shift away from debt instruments. SIP AUM also climbed significantly, reaching Rs 14.61 lakh crore—accounting for over 20% of the industry’s total AUM.
While SIP stoppages saw a slight dip, the overall momentum remains strong. Akhil Chaturvedi of Motilal Oswal AMC highlighted the shift toward SIPs over lump-sum investments. Meanwhile, equity mutual fund AUM rose to Rs 72.2 lakh crore, underscoring sustained investor interest—albeit with a more selective approach. Analysts attribute this growth to market resilience and SIP-driven discipline.