Whether you're a frequent traveler, a shopping enthusiast, or someone looking to build their credit history, we have the perfect card for you.
Welcome to Moneyfinx, your trusted partner in financial solutions. Discover a world of convenience and rewards with our range of Indian bank credit cards.
Wide Range of Options
Competitive Interest Rates
Exclusive Rewards
Enhanced Security
Types of credit card in India
Standard Credit Cards
These are basic credit cards with a standard set of features.
Generally suitable for everyday purchases and transactions.
Premium Credit Cards
Offer enhanced benefits, rewards, and privileges compared to standard cards.
Typically cater to individuals with higher income levels.
Reward Credit Cards
Earn rewards points for every purchase, which can be redeemed for merchandise, vouchers, or discounts.
Ideal for individuals who want to maximize benefits from their spending.
Cashback Credit Cards:
Provide a percentage of the purchase amount back as cashback.
Suited for those who prefer tangible returns on their spending.
Cashback Credit Cards
Provide a percentage of the purchase amount back as cashback.
Suited for those who prefer tangible returns on their spending.
Travel Credit Cards
Designed for frequent travelers, offering benefits like air miles, airport lounge access, and travel insurance.
Often come with features tailored for international use.
Fuel Credit Cards
Provide discounts, cashback, or rewards on fuel purchases.
Geared towards individuals who frequently use their cards for fuel expenses.
Business Credit Cards
Tailored for business owners and professionals.
Offer features such as expense tracking, business rewards, and higher credit limits.
Student Credit Cards
Specifically designed for students.
Offer lower credit limits and educational benefits.
Contactless Credit Cards
Allow for quick and secure transactions using contactless technology.
Enhances convenience and reduces the need for physical card swiping.
Lifetime Free Credit Cards
Cards that do not have an annual fee.
Typically offered to individuals with a good credit history.
Co-branded Credit Cards
Issued in partnership with a specific brand or company.
Provide exclusive discounts, rewards, or privileges related to that brand.
Credit Card Eligibility Information
Age Requirement:
- Applicants must be a minimum of 18 years old.
Regular Source of Income:
- A steady and verifiable income is essential. The specific income threshold varies based on the type of credit card and the issuing bank.
Financial Track Record:
- Credit History and Score:
- A positive credit history and a healthy credit score significantly boost your eligibility.
- Timely repayment of loans and credit obligations positively influences your creditworthiness.
Document Checklist:
Identification Proof:
- Submit a valid government-issued ID, such as Aadhar card, passport, or driver’s license.
Address Proof:
- Provide documents like utility bills, rental agreement, or voter ID to confirm your residential address.
Income Proof:
- Furnish documents such as salary slips, income tax returns, or bank statements to validate your income.
How to Apply
Online Application Process:
Initiate the application process online through our user-friendly portal.
Document Submission:
Upload the necessary documents securely through the application interface.
Application Review:
Our team will carefully review your application, taking into account both the basic eligibility criteria and additional factors.