Good news for every Indian family — Health Insurance is now more affordable than ever with 0% GST on HDFC ERGO’s comprehensive health insurance plans. Whether it’s for you or your entire family, HDFC ERGO Optima Secure brings powerful coverage, flexible payment options, and trusted protection — all under one roof.
Why Choose HDFC ERGO Optima Secure?
HDFC ERGO is one of India’s most trusted names in insurance, backed by 3.2 crore+ happy customers. With 15,000+ cashless network hospitals, quick claim settlements, and a host of added benefits, the Optima Secure plan makes healthcare truly worry-free.
Here’s why it stands out:
✅ 15,000+ Cashless Healthcare Network – Get treatment without worrying about hospital bills.
✅ Quick & Easy Claims Process – Experience a smooth, paperless claim journey.
✅ No-Cost Installment Benefit – Pay premiums in easy, zero-cost EMIs.
✅ Additional 5% Online Discount – Save more when you buy directly online.
✅ Covers Non-Medical Expenses – From gloves to surgical kits, it’s all covered!
✅ 3.2 Crore+ Happy Customers – A brand trusted by millions across India.
So Much Coverage, So Much Savings!
With Optima Secure, you get up to 4X the coverage without paying extra!
Choose Sum Insured (1X)
Select the coverage amount that fits your budget — for example, ₹10 lakh.
Secure Benefit (2X)
Your coverage doubles instantly from Day 1 — ₹10 lakh becomes ₹20 lakh at no additional cost!
Plus Benefit (3X)
Your base cover increases by 50% after 1 year and 100% after 2 years — making your total coverage ₹30 lakh.
Restore Benefit (4X)
If you ever use your base cover, it’s automatically restored for future claims within the same year — ensuring you’re always protected.
Key Features You’ll Love
Support Devices Covered – Braces, belts, and cervical collars included.
Cost of Disposables Covered – Buds, gloves, nebulization kits, and more.
Procedure Charges Covered – Gauze, cotton, bandages, and surgical tapes.
Cost of Kits Covered – Delivery kit, orthokit, and recovery kit expenses included.
With HDFC ERGO, you don’t just get insurance — you get total peace of mind.
HDFC ERGO combines financial strength with heartfelt service — ensuring that when you or your loved ones need medical care, help is just a call away.
Join over 3.2 crore+ happy customers who already trust HDFC ERGO to protect their health and happiness.
| Feature | Benefit |
|---|---|
| 0% GST | Save on premium costs |
| Coverage | Up to ₹2 Crore |
| Network Hospitals | 15,000+ Cashless |
| Claim Process | Quick & Paperless |
| Online Discount | 5% Extra Savings |
| Installment Option | No-Cost EMIs |
| Non-Medical Expenses | Fully Covered |
Choose Smart. Choose Secure. Choose HDFC ERGO Optima Secure.